Use CryptoMoney For Your Personal Finances




Learning to manage your finances is a skill that needs to be learned prior to adulthood. Whether your current understanding of personal finance is weak or even non-existent, keep reading! Learning more about finance is easy. Find time in your busy schedule. What follows are some methods you can use to do this.

  1. Today is a volatile time it's wise to diversify your investments. Here are some of the types of accounts and investments you should consider: straight savings account, standard checking account, stock investment, high interest bearing accounts, gold investment and CRYPTOCurrency (like MCC – Watch Video about) . Protect your money with whichever of these ideas appeals to you and the current volatile global financial contest we are in … 
  2. Writing down your monthly expenditures can help you understand where your money is going. If you put your notes in an obscure location, though, it may be too easy to forget about it. Try writing things down on a whiteboard in your kitchen or somewhere else that is visible. By seeing it frequently, it will stay fresh in your mind. With the Blockchain 2.0 technology besides MCC (MyCryptoCoin), you can do it online in a better way, with the highest protection level 
  3. It is a good idea to have between two to four active credit cards if you are looking to improve your credit report. Having just one card will make it longer for you to get a better credit score, while five or more cards can make it harder to deal with finances. Keep two cards and don't add others unless necessary if you want to build credit. With MCC, you will have access to a 'new' credit card backed with cryptocurrency.
  4. Do you use air travel a lot? If so, it may pay off to sign up with an airline's frequent flier program. There are a lot of credit card companies that reward you with free or reduced airfare for making certain purchases. Frequent flyer miles can also be redeemed for all kinds of rewards, including totally or partially discounted hotel rates. To reduce the cost of paying, use MCC Universal Wallet (less fess – express payments globally)
  5. When dealing with credit cards and your finances, the safest way to stay on track is to limit your use of them as much as possible. Think about your options before you put anything on your credit card. In order to be paid, think about the length of time a particular purchase will take. You shouldn't make any charge that's not imperative and can't be paid off within a month. With MCC Universal Wallet  you have a powerful tool to make payments instantly and globally without requiring your credit cards (your 'own banking system' at your fingerprints)
  6. See what kinds of alerts you can set up with your bank if you take advantage of online bill and banking paying. It is rare to find a bank that does not send out emails or texts to alert of you of account events. Take advantage of your banks financial alerts to protect yourself from identity theft and overdrafts. With MCC Blockchain 2.0 technology forget about all that banking stuff (descentralized universal wallet – maximum privacy)
  7. If anyone in your family or amongst your friends has worked in finance, as they can give you great advice for your business, find out. They should talk to someone that they know has a good handle on their finances and their budget if one does not know anyone in the financial profession. Use MCC, is the future of the 'digital currency' !
  8. If someone notices that they always have a left over dollar bill after paying for something, there may be a way to stretch that to have some fun and win some money. Use your change to buy lottery tickets or small items you need. You can also take your coins to a change machine once you have a jar full of pennies. With MCC and the coming Apps, you will do all this online from your mobile instantly wherever you are.
  9. One of the most sensible ways to pay down your debts fast is to target credit cards with the highest interest rates first. It may be more psychologically satisfying to pay all of your debts equally, but paying down the highest-interest debt first makes the most financial sense. With rates expected to increase, this is a very important tip. With MCC you have an investment option to rise fast and pay your debts even faster 

A mature person knows how to properly handle their finances. You can cultivate this trait yourself quite easily. Anyone can improve their management skills with efforts and time. All you need to do is follow some of the simple advice that has been provided, and you too can improve your financial situation positively.


To your success,

José Angel Delgado



HTW Program & HighTrafficWealth 

How To Protect & Increase Your Wealth

FREE Financial Education Training


Cryptocurrency’s: What to Look For

Cryptocurrency's: What to Look For

When you are looking to purchase some Cryptocurrency, for whatever reason, there are certain cryteria that you should be aware of before you commit your fiat money to acquire it. You may be looking at Cryptocurrency simply because of its potential for growth, because it is Flexible, it's Secure & Perfectly Suited to e-commerce, it has no geographical restrictions or many other reasons.

Cryptocurrencies use a number of different algorithms and are traded in different ways. Here are the main characteristics that you should consider:

Market Capitalization and Daily Trading Volume:

A cryptocurrency's market capitalization is the total worth of all coins currently in circulation. A high market capitalization can indicate a high value per coin or simply a lot of available coins. Perhaps more important than market capitalization is daily trading volume: the value of the coins that exchange hands every day. A high daily trading volume relative to the market capitalization indicates a healthy economy with many transactions.

Their Method of Verification:

One of the major differences between cryptocurrencies is their verification method. The oldest and most common method is called proof of work. To gain the right to verify a transaction, a computer has to expend time and energy solving a difficult math problem. The trouble with this method is that it requires a massive amount of energy to operate. Proof-of-stake systems attempt to solve this problem by letting the users with the largest share of the currency verify the transactions. These systems require less processing power to operate and claim faster transaction speeds, but concern over security means that few coins use an entirely proof-of-stake-based system.

Retailer Acceptance:

A cryptocurrency isn't much use if you can't buy anything with it. That's why it's important to know who accepts a currency before you invest in it. A few cryptocurrencies are widely accepted, even boasting partnerships with major retailers. Most, however, have more limited acceptance, and some can only be exchanged for other cryptocurrencies. Some coins simply aren't designed to be exchanged for goods and are built for other purposes. Cryptocurrencies are an exciting new development in the world of finance. No one is quite sure yet where the technology will lead, but the fact remains that these new currencies offer possibilities that traditional cash can't.


There is a new Cryptocurrency on the horizon. it is MyCryptoCoin. The ICO (Initial Coin Offering) public release is scheduled for January 10, 2017. If you are seriously considering purchasing some Cryptocurrency do It before December 31, 2016.

You can find out why here:

Dennis Roeder
Skype: daroeder



Why Use Cryptocurrencies?

Why Use Cryptocurrencies?

Cryptocurrencies are just another form of money but they are specifically designed to take advantage of the architecture of the internet. Instead of relying on a standard financial institution to guarantee and verify transactions, cryptocurrency transactions are checked, or "confirmed," by the computers of the users on the currency's network. In other words, your transaction does not go to a bank, get verified, cleared and then passed on to the receipent. The transaction is verifed and passed to the receipent directly peer to peer, no single central computer or bank is used. The computers that verify the transactions usually receive a small amount of currency as a reward. The process of receiving rewards in exchange for verifying transactions is called "mining," and it is the main way that new currency is produced. Mining works differently for different currencies.

Because cryptocurrencies are completely digital, they can be used in ways that ordinary currencies can't; primarily, they are used like the digital equivalent of cash. Unlike credit or debit cards that are issued by banks, you don't need an account or good credit to use cryptocurrencies, yet you can use them to buy goods and services from an increasingly diverse selection of retailers and individuals. For instance, and accept Bitcoin as payment. There is typically a very small fee for almost every transaction, but it's typically much lower than credit card processing fees and interest, and the fees support the network.

Another common practice is to use small amounts of cryptocurrencies to "tip" people on IRC chat, social media and blogs. For instance, independent developers have designed "tipbots" for Reddit, Twitter and other social platforms that allow you to send money to a friend or anybody you feel has made a tip-worthy comment. The amounts you can send can be very small, like fractions of a penny, or if you decide quite substantial.

Cryptocurrencies can be converted at lightning speed or used to represent things that aren't normally currencies, such as domain names or consumer goods. Depending on the currency being used, it is also possible to anonymize transactions, turning cryptocurrencies into a form of discreet online cash. Most importantly, cryptocurrencies can be sent anywhere in the world, almost instantaneously, enabling users to deal directly with each other over the internet, rather than through a third-party financial institution, paying currency conversion fees or waiting for a bank to release funds.

While they are not entirely immune from fraud or theft, they are generally safe to use and difficult for malicious hackers to steal. As with cash, you'll need to take some precautions to protect your coins. For one, you'll want to encrypt your wallet with a very strong password and take regular backups, and it's a good idea to keep the backup and a written copy of your password in a remote location. Never give your password or wallet to somebody you don't trust, and keep the wallet software up to date at all times. Just like cash, if it's lost, damaged or stolen, you can't recover the funds. It's also a good idea to keep the bulk of your money offline, either in a "paper" wallet or on a storage device that may be disconnected from the internet when it's not in use.


You can be in on the start of the newest Cryptocurrency coming soon. The initial coin offering (IC0) is January 10, 2017. You can get in on the pre-launch now by reserving the number of coins you want at .10 USD each.

Register now for free. See what it is all about.

Dennis Roeder
Skype: daroeder



U.S. Central bank is very much like the bitcoin network, says Bank Vice President

Bitcoin is as computerized as whatever other cash utilized by present day banks, as indicated by a noticeable figure in the U. S. managing an account framework. 

In a late interview with Coindesk, David Andolfatto, Vice President and Research Director of the Federal Reserve Bank of St Louis, clarified why, dissimilar to a considerable lot of his partners, he is occupied with computerized cash. The Bank of St. Louis is one of the twelve that shape the U. S. Central bank System. 

"What is bitcoin?" asks Andolfatto and gives a reply: "It's a convention, it's a PC program, it's a constitution, it's a law, it's a lawful code, it's fundamentally a constitution that administers the supply of its cash and that oversees the handling of installments". It implies there is no basic distinction between the bitcoin organize and the Federal Reserve System. "The way I see the Fed, and any foundation, is it's fundamentally a PC program. Much the same as bitcoin, it's an open-source PC program". 

In this way, there is nothing imaginative in "advanced cash". In Andolfatto's view, since all the cash in cutting edge economies is computerized. What truly matters is the blockchain that he calls a "flash of brilliance" and the hidden reasoning. While customary banks utilize a unified framework, controlled from the top, the bitcoin system is decentralized and can depend on the excitement of bitcoin fans. 

A circulated record implies that each PC has a duplicate of the considerable number of exchanges. On the off chance that the Federal Reserve banks could receive the blockchain, the framework could be more steady and more straightforward. "You could really observe which bank is sending cash to which rely upon this 'Fedcoin blockchain'". Andolfatto does not propose embracing an open record now but rather does not reject this plausibility for what's to come. 

For the Bank Vice President, every single current framework are advancing. The Federal Reserve may move towards more decentralization. Furthermore, the bitcoin system may turn out to be not financially savvy enough. Andolfatto does not avoid the likelihood of another framework that would be superior to anything bitcoin or Federal Reserve and take care of existing issues.

Register at MyCryptoWorld for more information.


US Federal Reserve issues provide details regarding blockchain innovation

The exploration paper covers the utilization of the disseminated record innovation in the money related industry, its potential advantages and difficulties. 

The report "Conveyed record innovation in installments, clearing, and settlement" has been made by a group of Fed specialists in collaboration with experts from the Federal Reserve Banks of New York and Chicago. 

As indicated by the paper, the innovation can make better approaches for putting away, recording and transmission of advanced resources. Be that as it may, right now, the lion's share of money related market members are hoping to incorporate it into the current customary frameworks and monetary foundations. "Many models may change or take out a few parts of current delegates in installments, clearing, and settlement yet may not really dispose of the requirement for coordination or centralization of specific capacities by trusted middle people," it peruses. 

Among the key preferences of the innovation the examination brings up the accompanying: 

  • Decreased intricacy (particularly in multiparty, cross-outskirt exchanges) 
  • Enhanced end-to-end handling pace and accessibility of advantages and supports 
  • Diminished requirement for compromise over different recordkeeping frameworks 
  • Expanded straightforwardness and permanence in exchange recordkeeping 
  • Enhanced system flexibility through disseminated information administration 

Decreased operational and budgetary dangers 

Each monetary organization wanting to create or/and execute a blockchain arrangement needs to recognize fitting use situations where the potential cost lessening and execution change would legitimize interest in the new innovation. Furthermore, an across the board appropriation of the innovation among the money related market players is fundamental: before it triggers the system impact, working expenses of blockchain execution may surpass its potential advantages. 

Other key innovative difficulties that should be considered are adaptability, standard-based conventions ready to give interoperability, powerful administration of cryptographic keys and get to accreditations, information checking, and lawful structure (counting permitting). 

The appropriated registry innovation is still in the underlying phase of advancement, and, given different difficulties connected with it, it is too soon to anticipate what sort of changes it might convey to the customary money related market.

To Learn More a about Cryptocurrency register at MyCryptoWorld



MyCryptoCoin, the next generation

MyCryptoCoin, the next generation of Cryptocurrencies.

MyCryptoCoin will be the next Cryptocurrency exchange unit and will be introduced by My-Crypto-World with an ICO (Initial Coin Offering). An ICO is similar to an Initial Public Offering (IPO) in the stock market. MCC (MyCryptoCoin) is now in phase 2 of global pre-ICO distribution and prepared for public exchange release on January 10, 2017.

MyCryptoCurrencies' hybrid blockchain bridges the world's most advanced digital payment systems and cryptocurrencies into one platform. MCC's advanced cryptocurrency technology and global distribution strategy have positioned MCC to be the strongest performing ICO ever released. My-Crypto-World will educate you on how to win back control of your currency. You will be in control of your money not the Banks!

Watch this video for more information:

MyCryptoCoin is designed with next generation high load blockchain protocols, utilizing a blockchain design that improves functionality with each additional user, maximizing scalability and load performance.

MCC includes your own private universal wallet that allows for immediate trading and exchange between all currencies and investment markets. The evolution blockchain is designed by the best in cryptocurrency development to create a coin and mainstream payment network usable by everyone in the world.

The MCC universal wallet/coin combo can be used to manage your entire life and assets. Inside are a Universal Dapp store, micro-services, micro-payments, smart contracts, universal exchange, universal payment system, and custom template decentralized app building, just to name a few.

Register for FREE to learn about My-Crypto-World's superior cryptocurrency technology and how the simple and effective global currency distribution strategy can generate AMAZING RETURNS with a rise in coin value. This is our opportunity as a global society to create wealth.

Dennis Roeder
Skype: daroeder